Mortgage Tips

Get the facts on a mortgage with closing costs included. Learn the pros, cons, and smart alternatives to help you decide what’s best for your budget.

Get clear answers on bank statement mortgage loan rates, how they work, and what affects your rate as a self-employed or non-traditional income borrower.

Get clear answers to “how much lender credit can I get” with a full breakdown of what affects your offer and tips to maximize your lender credit.

Find the best bank statement loan lenders for self-employed borrowers. Compare top options, requirements, and tips to qualify for your next home loan.

Get clear answers on second home mortgage distance requirements, how they affect your loan options, and what lenders look for when buying a vacation home.

Learn how a bank statement income calculator helps self-employed borrowers estimate qualifying income for a mortgage using real cash flow, not tax returns.

Get clear answers on USDA rural housing loan rates, how they work, what affects your rate, and tips to secure the best deal for your next home.

Learn how to negotiate closing costs with lender, spot which fees are flexible, and use practical tips to save money on your next home purchase.

Find out what is the maximum lender credit for closing costs, how limits work for each loan type, and what factors affect the credits you can receive.

Get the facts on 10 percent down vacation home loans, including requirements, pros and cons, and tips to make your second home purchase easier.