Exclusive Loan Programs

The Closing Cost Advantage

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

Terms
Benefits
 
This program provides 2% of the loan amount (200bps) back toward closing costs or a permanent rate buydown, making homeownership more accessible by reducing upfront expenses.

Buyers looking to reduce upfront costs.

Clients who need lower out-of-pocket expenses to close the deal.

Homebuyers looking for an affordable interest rate reduction.
Terms
Benefits

2% permanent rate buydown for the life of the loan.

Refinance cost coverage (2% of loan amount) if rates drop within 6 months of closing.

Lower monthly payments for long-term affordability.

 

Buyers looking for long-term savings on their mortgage.

 

Clients planning to refinance if rates drop.

 

Homebuyers wanting lower monthly payments from the start.

The Lifetime Saver Program

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

The Balanced Boost Plan

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

Terms
Benefits

 

1% toward closing costs and 1% introductory rate
reduction for the first 12 months.

 

Allows buyers to transition smoothly into homeownership
with reduced first-year payments.

 

First-time homebuyers long-term savings looking for lower payments upfront.

 

Buyers who need assistancewith closing costs.

 

Homebuyers who expect income growth in the near future
Terms
Benefits
3.5% Forgivable Down Payment Assistance e can be applied to both down payment and closing costs.
6% Seller Concessions (if available).
Temporary Buydown of interest rate that is 1% lower for the first 12 months to reduce monthly payments.
Buyers with limited cash for down payments.
Clients looking for a comprehensive financial solution.
Homebuyers who want to maximize assistance and minimize costs.

The Hometownship Boost Plan

By leveraging these exclusive loan programs, your clients gain access to unparalleled financing options that help them buy a home with lower costs and better terms. As an Elite Partner, you are equipped with powerful tools to close more deals, faster.

About Us

We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.

Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA

Equal Housing Opportunity

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Brian Livingston

Managing Director

📧 brian.Livingston@uniteddirectlending.com
📞 (813) 625-9622

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